Senior Analyst, AML Investigations

Описание

As a Senior Analyst, Anti-Money Laundering (AML) Investigations, you’ll join Circle's Investigation Operations (IO) team to detect fraudulent activity, suspicious/illegal behaviors and patterns as well as drive projects focused on preventing and detecting financial crime.

Responsibilities

• Investigating complex and escalated investigations, including L2 escalations from AML alerts, enhanced monitoring reviews, and L1 transaction monitoring reviews, and identifying activity which may lead to filing suspicious activity reports, as required by law
• Owning cases end to end, making and documenting the decision to file or not file, and drafting and filing high-quality SARs/STRs
• Occasionally working transaction monitoring alerts, as-needed, and identifying trends across all work types when appropriate
• Assisting in fulfilling requests from and providing support to, external parties, such as law enforcement and banking partners, and internal parties, such as policy, legal and Compliance Operations partners
• Escalating significant risks and findings to the MLRO and compliance leadership, and supporting regulator and audit inquiries
• Ensuring customers are compliant with the laws and regulations to satisfy Circle’s obligations to the appropriate regulatory authorities
• Maintaining a strong operational focus with the ability to manage time sensitive workflows across competing priorities
• Collaborating with policy and compliance data and technology teams to share trends and insights, and driving improvements to detection models, thresholds, and typology coverage to create greater efficiency and more valuable work products for the IO team
• As needed, conduct training and provide feedback to IO analysts

Requirements

• A passion for harnessing the power of digital currency and blockchain technology and services built on top of it
• B.A./B.S. degree
• 4+ years experience conducting AML alert review, investigation and applicable reporting, strong knowledge of AML regulations
• Experience writing clear, well-supported SAR/STR narratives and communicating findings to senior stakeholders, law enforcement, or regulators
• Deep understanding of blockchain ecosystems, VASPs, and evolving global AML/CFT regulations
• Extensive experience working with blockchain forensic tools (e.g., TRM Labs, Chainalysis, Elliptic)
• Strong organizational, analytical, written, and verbal communication skills with a close attention to detail and confidence to make a reasoned and supported decision
• Works well under pressure and tight deadlines with an ability to prioritize workloads and ensure tasks are completed in a timely manner
• Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands
• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams
• Ability to understand complex business problems, break down analytical projects into a structured approach, and formalize complex ideas into well defined logic
• Proficiency in Google Suite, Slack and Apple MacOS preferred
• Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development
• Experience applying artificial intelligence, automation, or machine learning tools to optimize AML workflows, such as alert triage, data enrichment, and investigative analysis

Nice to have

• Quantitative or technical degree
• Experience analyzing large transactional data sets; SQL experience is a plus
• CAMS, CFCS or CFE certification

We offer

• Base Pay Range: $97,500 - $115,833